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Guarantor info

Stage Point Capital, LLC (directly or through its subsidiaries and affiliates, including Stage Point Fund, Stage Point Alternatives, SPC Direct, LLC, Twenty Twelve LLC, and Stage Point Master LLC) is a private investment firm with over $70 million in assets under management (AUM), providing investment expertise in the areas of direct lending, commercial and residential real estate investing, and management.

Explore the bios of the individual professionals behind Stage Point Capital's success:

Advisory Board – Meet SPC’s advisers
Management Bios – Learn about SPC’s leadership team

Stage Point Capital and its affiliates primarily operate as:

a niche private real estate lender specializing in commercial loan underwriting for borrowers to purchase, improve and (usually) sell, single- and multi-family, entry-level workforce housing;
owners and managers of residential real estate.

Stage Point Fund is registered with the U.S. Securities & Exchange Commission (“SEC”) as an Exempt Reporting Adviser under the Investment Advisors Act of 1940.

Performance of The Stage Point Capital Group

$70 million USD

Assets under management

11 Years

Fund life

70%

loan-to-value

ratio

98%

First lien

mortgages

2013

Launch

Stage Point Capital established as a private loan portfolio manager
Founded by Whitney Quillen for family office investments
Based on 30+ years of distressed real estate, workout, and foreclosure experience.

2014-2023

Growth & Evolution

2014 Launch of Stage Point Fund
9.2% average net annual return to investors since inception
Growth from $5M to over $70 million of assets under management (AUM)

Stage Point Fund Loan Details

Stage Point Capital highlights:

Our company specializes in commercial loan underwriting for residential properties, focusing on workforce housing rehab projects (Borrower Fix & Flip or Fix & Hold). Stage Point Capital sources, underwrites, and services all loans secured by first-lien mortgages and borrower guaranties. Rates: 10–13% plus 2–5% fees.

We maintain a conservative ~70% loan-to-value ratio with a first-lien position on almost all loans. Our loans employ strict construction reserve management, personal borrower guarantees, and market selection that avoids high-risk areas and properties.

We use modest leverage (37% of fund assets vs. industry norms over 300%) and focus on workforce housing with higher cap rates than up-market assets. Our management excels in workouts and property management, retaining an equity stake in SPF above 10% and growing quarterly.

Our Guarantee

Stage Point Europe’s obligations to you are fully guaranteed by Stage Point Capital, LLC.

Learn more

Public Due Diligence

The loan portfolio

The investment portfolio

Guarantor's Financial Reports, Licenses and Audits

Stage Point Capital, LLC is duly registered with the U.S. Securities & Exchange Commission as a private investment firm and an exempt reporting adviser ("ERA") pursuant to SEC Form ADV.

Relevant links below:

SEC Exemption extract

2023 Audited Financial Statement- Stage Point Fund LLC

Stage Point Fund Profit and Loss financial statement

Stage Point Capital Balance Sheet 2024

Guarantor’s Agents

Transfer Agent, Accounting, and Reporting

Formidium